If you have a Third-Party Liability Only Cover for your car, it means that your insurance policy will only cover damages or injuries caused to a third party in the event of an accident where you are at fault. This coverage is limited to the liability you may have towards others and their property.
In case of an accident, your insurance company will pay for the damages and injuries caused to the other party involved, including their medical expenses and property damage. However, this coverage will not extend to any damages or injuries sustained by you or your own vehicle.
It’s important to carefully consider your insurance needs and assess whether Third-Party Liability Only Cover is sufficient for your situation. If you would like more comprehensive coverage that also protects your own vehicle or covers you against other risks, you may want to consider additional coverage options, such as comprehensive insurance or collision coverage.